3 Tips for Buying Home Insurance – Insurance Orrville, OH

1) Know What Your Policy Does and Does Not Cover

Most home insurance policies cover common risks like water damage, electrical fire, and some severe weather damage. Maintenance issues like mold and pest issues are not covered. If you have a freestanding garage, shed, or other structure on your property this will also be separate coverage you'll want to include.

2) Liability Coverage

Add liability coverage to make sure you're covered for medical expenses in the event someone falls and gets injured on your property. You also may have options to cover accidents like dog bites.

1) Compare Coverage

To get the most valuable coverage for your needs, it's important to compare home insurance policies from multiple providers. Independent insurance agencies can do this for you.